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Home loan of ₹30 lakh, ₹50 lakh or ₹1 crore: Higher EMI or longer tenure—Here's what works better. Calculation explained

LiveMint - Money · 20 October 2026 at 2:13 pm

Home loan of ₹30 lakh, ₹50 lakh or ₹1 crore: Higher EMI or longer tenure—Here's what works better. Calculation explained

After the RBI raised repo rate by 25 bps to 5.50%, several banks hiked lending benchmarks, making home loans more expensive.

Borrowers can raise EMIs or extend repayment periods, we illustrate how both compare for ₹30 lakh, ₹50 lakh, ₹80 lakh or ₹1 crore home loans…

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Home loan of ₹30 lakh, ₹50 lakh or ₹1 crore: Higher EMI or longer tenure—Here's what works better. Calculation explained

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