DFS urges RRBs to sustain performance, strengthen credit flow to last-mile

Department of Financial Services DFS Secretary Sanjay Lohiya on Tuesday urged Regional Rural Banks (RRBs) to sustain good financial performance and further strengthen credit flow to the last mile.

The net profit of RRBs increased to an all-time high of Rs 10,176 crore in 2025-26 against Rs 6,820 crore in FY25, a jump of 49 per cent.

Both gross non-performing assets (GNPA) and net non-performing assets have reached all-time lows of 5.3 per cent and 2.1 per cent, respectively, the finance ministry said in a statement.

Reviewing the financial performance here, Lohiya appreciated the commendable performance of all RRBs during 2025-26.

At present, 28 RRBs are operating through 22,273 branches across 26 states and 3 Union Territories, covering about 700 districts.

The total business of all 28 RRBs has crossed Rs 13.5 lakh crore, surpassing the business level of a few individual public sector banks (PSBs) in FY26.

RRBs also continue to achieve all targets and sub-targets prescribed unde