Credit card limit ₹3 lakh, usage ₹50,000: How unused credit can help your credit score and finances
A ₹3 lakh credit card limit with ₹50,000 usage keeps credit utilisation at about 16.7%.
An expert explains how low utilisation can support your credit profile, provide an emergency cushion, and encourage disciplined borrowing and repayment.
5News aggregated this summary from the outlet’s public feed. The full article, with all the context, is on www.livemint.com — the content belongs to LiveMint - Money.
