State Farm Is Sending $5 Billion in Dividend Payments to Customers. Here’s How to Know If You’re Eligible

A State Farm logo is seen in front of a State Farm insurance office in San Rafael, California, on February 3, 2025. —Justin Sullivan—Getty Images Tens of millions of State Farm customers are eligible to receive payments as part of a $5 billion dividend from the company’s Mutual Automobile Insurance, which State Farm has already begun doling out.

The dividend, first announced in February, is the largest in the company’s history.

“This dividend is possible due to State Farm Mutual’s financial strength and a stronger than expected underwriting performance, which has been reported industry wide,” the company wrote at the time of the initial announcement.

Here’s what to know about the dividend payments, and how to see if you’re eligible to receive one.

Who’s eligible? More than 49 million vehicle owners across State Farm’s network are set to get dividend payments this summer, the company said.

Customers who had a State Farm personal auto insurance policy active at any time in 2025.

You do not need to be currently insured by State Farm to receive a payment.

To receive a payment, customers' share of the dividend based on their premium payments and state must be $10 or more.

Qualifying customers who have an email address registered with the company will receive an email with further instructions on how to sign into a payment portal for the dividend and select the manner in which they’d prefer to be paid, the company said.

Those who are eligible but do not have a registered email with the company will automatically get a check in the mail.

Customers can access information about their dividend payment at sfdividend.com .

When will customers get their dividend payments? The payments began going out on July 31.

State Farm has not indicated when they will stop.

“Millions of customers have already received their individual dividend payments, with more on the way,” State Farm announced when the payments began.