My partner owns the house we live in. At first, I was nervous about money — and about what would happen if we broke up.

I thought I'd rent forever, and then I fell in love with a homeowner.

Keelan Booth I never thought I'd own a house — and then, I moved in with my homeowner partner .

We both had some nerves and insecurities at first, but then had an honest conversation about money.

We decided to split most costs and planned what would happen if we were to break up.

"I never want to own a house." That's what I had said, confidently, for years.

After growing up assuming I'd own a house one day, I realized, like most millennials, I might never be able to comfortably afford one.

I decided to be at peace with it and leaned in.

No giant repair bills , no being house poor, no weeding a garden on weekends, no problem.

Then, I fell head over heels in love with a homeowner.

A year after we met, I moved in with her and her roommate — and along with that came my insecurities and fears about finances.

I was nervous to either contribute too much or too little to a home I didn't own I was excited to move in with my partner, but I also had a lot of fears.

Heather Leith As we planned our move-in, a few parallel fears surfaced for me.

I wanted to contribute equally to our home expenses so that I didn't just feel like a renter, but I didn't want to overstep and assume I was now a part of this investment she had already poured five years into.

I was also afraid of what would happen if we shared big-ticket expenses like remodeling and then eventually broke up.